Executive Monthly Budget Tracker – Excel Cash Flow Workbook

Run your business finances like a boardroom, not a shoebox of receipts.

The TMC Monthly Budget Tracker is a ready-made Excel workbook for small businesses, sole traders and freelancers. Enter your budgeted and actual figures each month, and the workbook builds your cash flow dashboard, category breakdown and quarterly reports for you automatically.

What's inside: 5 connected tabs

• Instructions – a clear how-to guide and colour key, so you can start in minutes.
• Monthly Detail – budgeted vs. actual for every month, January to December, with automatic variance. Covers sales/revenue plus key business expenses: rent, payroll, utilities, marketing, software & subscriptions, supplies and other expenses.
• Cash Flow Dashboard – total income, total expenses, net cash flow and budgeted net, month by month and for the full year.
• Category Breakdown – full-year budgeted vs. actual for every expense category, so you see exactly where the money goes.
• Quarterly & Annual Roll-Up – Q1 to Q4 summaries plus an annual total, ready for reviews and planning.

Why it works

Variance is where management decisions happen. By comparing what you planned with what actually happened every month, you spot overspending early, protect your cash flow and plan the next quarter with confidence.

Format

• Microsoft Excel workbook (.xlsx), also opens in Google Sheets
• Formulas built in: fill in the blue cells and everything else calculates automatically
• Works in any currency
• Instant digital download after purchase

This is a digital product. No physical item will be shipped. For personal or single-business use only; not for resale or redistribution.